Fractional Controller · Construction-Only

A fractional controller who only works with contractors.

A fractional controller gives your construction company the financial oversight of a full-time controller — job profitability, WIP, and cash flow watched every month — without the $195K+ cost of hiring one. Builder Ledger does it exclusively for contractors doing $1M–$20M.

  • 📉Jobs that looked profitable finish in the red
  • 💸Revenue is up but cash is always tight
  • 📋WIP schedule isn't bank or surety ready
  • 🔍You're making big decisions without real numbers

No contract  ·  Month-to-month  ·  Starting at $2,000/mo  ·  Direct access to Brian

The Basics

What is a fractional controller?

A fractional controller is an experienced financial controller who works with your company part-time — typically a set number of days or hours each month — instead of as a full-time employee. You get the same monthly close discipline, reporting, and financial oversight a larger company gets from its controller, at a fraction of the cost, because you're only paying for the slice of their time you actually need.

For contractors, the role is specific: watching job-level profitability while jobs are still open, keeping the WIP schedule accurate and bonding-ready, forecasting cash 12 weeks out so payroll and draws never surprise you, and flagging margin fade early enough to fix it. It's the layer between your bookkeeper, who records what happened, and your CPA, who files last year's taxes — the person watching your numbers right now.

Most $1M–$20M contractors have outgrown bookkeeping-only financials but can't justify a full-time controller at $130K–$160K in salary before benefits, recruiting fees, and ramp time. A fractional controller closes that gap: senior-level oversight, productive from month one, on a flat monthly retainer.

What You Get Monthly

Controller-level oversight, every month.

📊

Job Profitability Report

Estimated profit and margin on every active job — updated monthly while you still have time to act, not after the job closes.

📋

WIP Schedule Reconciliation

Banker and surety-ready WIP — over/under billing on every job, reconciled every month, so your bonding and credit lines hold up.

💵

12-Week Cash Forecast

See cash gaps before they happen — AR aging, payroll, draws, and billing timing in one rolling view.

🚨

Margin & Risk Alerts

Flagged the moment a job starts tracking below your target margin. Catch it while you can still fix it.

🔎

Over/Under Billing Detection

Billing gaps quietly strangle contractor cash flow. We find them in the first weeks and keep them from coming back.

📞

Monthly Strategy Call

45–60 minutes reviewing everything together. Every finding explained, every decision backed by numbers.

Who Does What

Fractional controller vs. bookkeeper, CPA, and a full-time hire.

📒

Your Bookkeeper

Records daily transactions and keeps the books clean. Essential — but they're not analyzing job profitability or flagging a slipping job. That's not their role.

📅

Your CPA

Files taxes and looks at last year's numbers. By the time they see a problem, it has already happened — and you've already paid for it.

🎯

A Fractional Controller

Connects the field to the financials in real time — job by job, month by month. The same oversight as a $195K–$250K first-year full-time hire, starting at $2,000/mo, month-to-month.

Is This Right For You?

Built for contractors doing $1M–$20M.

Great fit if you run 2+ active jobs at a time, already have a bookkeeper posting transactions, see revenue rising while cash stays unpredictable, finish jobs unsure where the profit went, or need a clean WIP for bonding or a bank line of credit.

Probably not the right fit if you're a solo operator on one job with no bookkeeper yet, you need day-to-day bookkeeping or data entry, you're looking for tax prep, or you want a full-time controller on your payroll. Above $20M with multi-entity complexity? Reach out — those engagements are scoped custom.

How It Works

Onboarded in 18 days. No disruption.

1

Free Consultation

We review your setup — books, software, active jobs — and tell you honestly what's missing and where you're at risk. Zero obligation. 45 minutes.

2

Onboarding & Setup

We connect read-only to your existing software — Procore, Sage 100 & 300, Plexxis, QuickBooks, Foundation, Viewpoint — and set up job tracking and WIP templates. Most clients are fully live within 18 days.

3

Monthly Rhythm

Reports, alerts, and a monthly call to review everything together. Better decisions. Margins improve. Cash stops being a mystery.

FAQ

Fractional controller questions, answered straight.

What does a fractional controller do?

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A fractional controller handles the monthly financial oversight of your company on a part-time basis: job profitability reporting, WIP schedule reconciliation, cash flow forecasting, margin monitoring, and a monthly review of the numbers with you. At Builder Ledger, that also includes over/under billing detection and keeping your financials bank and surety ready — all focused on construction.

How is a fractional controller different from a bookkeeper or CPA?

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Your bookkeeper records transactions. Your CPA files taxes based on last year's numbers. A fractional controller sits between them, watching job margins, WIP position, and cash flow monthly — while there's still time to act on what the numbers show. Builder Ledger works alongside both; it doesn't replace either.

What does a fractional controller cost?

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Builder Ledger starts at $2,000/mo on a flat monthly retainer, month-to-month, with no long-term contract. Compare that to a full-time controller: $130K–$160K in salary before benefits, plus $25K–$40K in recruiting fees and 3–6 months of ramp time — $195K–$250K in the first year.

What size construction company needs a fractional controller?

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The sweet spot is $1M–$20M in annual revenue — general contractors, specialty contractors, mechanical, electrical, and civil firms with multiple active jobs and real job-costing complexity, but no full-time controller yet. If you're above $20M, reach out; those engagements are scoped custom.

Is there a long-term contract?

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No. Builder Ledger is month-to-month — you can cancel with 30 days' notice, no penalties. The work has to earn your business every single month.

How fast can we get started?

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Most clients are fully onboarded within 18 days of signing. We connect read-only to the software you already use — Procore, Sage 100 & 300, Plexxis, QuickBooks, Foundation, and Viewpoint — so there's no system switch and no disruption to your bookkeeper's workflow.
Free Consultation · No Obligation

Most contractors find something worth fixing in the first 45 minutes.

Book a free consultation. We'll look at your jobs, your WIP, and your cash position — and tell you honestly what we see. No pitch. No commitment. Just a clear picture of where you actually stand.

No credit card  ·  No commitment  ·  No contract ever  ·  You talk directly to Brian